Here's what I did. All you have to do is go back in time, be American, get a degree in an in-demand field, get a job with a signing bonus, and then buy a house in 2009 after the US housing market crashed, and you, like me, can own a 3-bedroom house in the DC suburbs, paying $292k for a house that had originally been listed for $540.
Oh, and I had a bit of an adventure on my way to home ownership. I had everything the bank wanted. But after 2008 when the mortgage default rate went over 25%, the bank was really nervous about new loans. So they double-checked everything the day before the signing. But my employer at the time (the CIA) doesn't do on-demand employment verification. There's a whole process if you want your employment verified before getting a loan. So the bank couldn't confirm that I still had a job and canceled my loan. I thought I was going to be homeless and lose my down payment. And at 28 years old--even with a steady job, stellar credit rating, and healthy down payment--I had to ask my dad to co-sign.