The layout itself is good, I just *personally* don't like backgrounds that look like 2 minute photoshop jobs with a pattern fill or whatever. A really cool design could be made, not cool as in in-your-face but something actually related to the card game, rather than just "this is a fire card -> add red background with filter".
By "a bunch of squares" or whatever I said I didn't mean it like it came out; I mean it looks like a bunch of squares from first glance; they look too... I dunno, like a template with a picture added in. The lines don't even match up, and the bevels annoy me. It'd be better if the border used around the text box was used throughout rather than the bevel.
Ok evidently when I searched for a MTG card before it didn't come up with an MTG card (or a really old one anyway) or something, they look a lot better (the one I found was a SPANISH INQUISITION card which looks completely different to a Magic card).